The first AI companion for money anxiety

Your money worries,
settled.

Inflation, layoffs, unstable income — Settle is built for the anxiety that comes with them. Calm down in 60 seconds, unpack the worry with an AI coach, and finally sleep again.

Launching soon on iOS and Android.

Or take the free 2-minute anxiety test

When the numbers won’t stop spinning

Money anxiety isn’t a budgeting problem. It’s your nervous system treating a bill like a tiger.

Inflation

Groceries up. Rent up. Your salary? Not so much.
Every checkout becomes a small moment of dread, and the math follows you home.

Layoffs

Another “restructuring” headline — and your chest tightens.
You start running the numbers before you even finish the article: mortgage, savings, how many months.

Shrinking savings

Watching what you saved buy a little less every month.
Nothing is “wrong” yet — but the uncertainty hums in the background, loudest at 3 a.m.

What Settle does

Built for the 3 a.m. bank-balance spiral

Free forever

Panic SOS

Relief in 60 seconds

Guided 4-7-8 and box breathing plus 5-4-3-2-1 grounding, one tap from the home screen. Free forever, works offline, no account needed.

AI companion

Someone to talk to at 2 a.m.

An AI coach trained on CBT techniques that helps you sort facts from predictions — and is always upfront that it is not a therapist.

Financial worry deconstruction

From fog to three next steps

Our signature guided exercise turns “what if I lose everything” into facts, probabilities, and up to three things you can actually do this week.

Free forever

Mood journal

See your patterns

A 20-second daily check-in — anxiety level, trigger tag, done. Trend lines show you what actually sets your anxiety off.

Free forever

GAD-7 check-ins

Know where you stand

The standard 7-question self-check used in clinics worldwide, with retests every two weeks so you can watch yourself improve.

How anxious are you, really?

Take the same 7-question self-check used in clinics worldwide. Free, private, no sign-up — results in 2 minutes.

Start the free test

Pricing

Less than 11¢ a day.
Free when it matters most.

Panic SOS, mood check-ins, and the GAD-7 self-check are free forever — no account, no catch. Upgrade to Settle Plus when you’re ready for the full toolkit.

  • Unlimited AI companion conversations
  • Full financial worry deconstruction program, with saved sessions
  • 90-day & 1-year mood analytics, trigger cross-analysis
  • Weekly AI insights based on your journal
  • Full calming audio library, including money-anxiety sessions
  • Complete GAD-7 history and interpretation

Settle Plus

$39.99/ year

7-day free trial · then $39.99/year · or $6.99/month

Cancel anytime in your App Store or Google Play settings. Your trial converts only if you don’t cancel — we’ll remind you before it ends.

Start with a free 2-minute check-in

No account, no email, nothing to install. Just seven questions — and a clearer picture of where you stand.

Take the free anxiety test